You shouldn’t have to pay retail for your mortgage. Fortunately, you have access to our wholesale lending model, which enables us to offer better interest rates and costs than national competitors.
We can offer this because when investors issue loans through independent mortgage companies such as ourselves, they eliminate overhead costs such as advertising, buildings, etc. The savings are passed onto you, the customer.
When you start cutting interest rates and add in the fact that mortgages can run anywhere from 15 to 30 years, you’re talking about tens of thousands of dollars in savings when shopping through a wholesale lender.
Also, our loan officers are paid the same regardless of your rate and costs. Their incentive is to get you the best deal and close your transaction in a way that generates more referrals.
Bottom line: there’s a whole lot of money to be saved in wholesale lending.
“I could not have been more impressed with their constant communication and detailed explanation of the loan terms. I can’t thank The Florida Mortgage Firm enough for saving us about $400 a month!”
– Luis and Desiree Mahiquez