If you think you must carry mortgage insurance for your loan, another option is lender-paid mortgage insurance. LPMI eliminates the monthly mortgage-insurance portion from your monthly payment. Let’s face it, though, it’s still getting paid. While this scenario is basically just a restructuring of how mortgage insurance gets paid, it can save you money every […]
Realtors ® , home sellers and home buyers can get a competitive advantage before an offer is ever made on a piece of residential real estate. Simply call us with the sales price and property address, and we will let you know whether an appraisal will be necessary. Appraisals typically cost more than $400. Not […]
If you or someone you know wants to get a mortgage after getting a divorce, watch this short video. It explains the common misinformation found on the Internet regarding this topic. For instance, did you know the divorce, itself, is not a factor for gettting approved or denied for a loan? If you’re going through a […]
How Waiting To Get Prequalified Can Backfire In the video below, Florida Mortgage Firm President Nate Davis talks about how waiting to get prequalified can actually delay your ability to finance a home. Subscribe to Our YouTube Channel Testimonial “My wife and I were renting a house for about eight years and finally got the […]
When Is The Best Time To Buy A House? Are you trying to time the real estate market? Should you buy when prices are high or low? Florida Mortgage President Nate Davis is a real estate investor, and he sheds light on what you should be paying attention to in this video. https://www.youtube.com/watch?v=RmfuZJ9itk8 Facebook Twitter […]
This video shows data about the real estate industry and applications for a purchase mortgage loan. You can leverage this information to improve your chances of having an offer getting accepted.
When November arrives, it also that means your annual property tax bill should be available. Here is a short video from company President Nate Davis that you may find helpful. If you haven’t filed your homestead exemption yet, check out this article, which could save you money!
Waiving Escrows When you buy or refinance a home with a mortgage, most lenders will encourage you to escrow your tax bill and insurance premium with the mortgage payment. What’s important to know is that some escrow accounts are not required, while others are.
From now through the end of 2018, Florida Mortgage Firm can provide a free appraisal on a conventional mortgage loan. Check out this video for more information, and call us with any questions (813-707-6200).