Why You Should File A Homestead Exemption There are a several steps you can take to save money on things that concern your home other than refinancing or going with some other home-modification program. This month, I’ll focus on a simple tip that requires no money being brought to the table.
Any time you buy a home, you typically have two buckets of out-of-pocket expenses. The first one is down payment.
Did you hear about the house down the road that sold for next to nothing?
“Freddie Mac” is an acronym for the Federal Home Loan Mortgage Corporation, which is a public government-sponsored enterprise (GSE). A common misconception of the organization is that it makes loans to homebuyers.
There is a common misconception that it is hard to get approved for a mortgage today. It is actually quite easy to get approved, and please don’t listen to the mainstream media when they say you need at least a 700 credit score to do so. The difficult part about obtaining a mortgage in today’s […]
Do you know what a lender overlay is?
Since home values plummeted drastically in Florida since 2006, many homeowners are paying off mortgages nowhere near their homes’ appraisals. A second version of the Home Affordable Refinance Program was established by the federal government to offer such people relief.
A homestead exemption protects homeowners from their property taxes skyrocketing. So if you bought a home last year and have not filed your homestead exemption, you are risking the possibility of having a substantially higher property tax bill in future years.
The buzz is in the air: The government has shut down due to the federal government budget expiring Sept. 30. This has minimal and substantial effects, depending on what type of loan your borrowers are using.
Anyone on the fence about buying a home with a USDA loan might want to decide before autumn arrives, which is a turn of the calendar page away.