No Down Payment for this FHA Loan


You’ve heard about the standard FHA loan, or the 203(k). But what about the FHA 203(h)?

After Hurricane Irma ravaged Florida, this program will be enticing to many people who live in an area with a Major Disaster Declaration.

The 203(h) helps both renters and homeowners recover by making it easier to purchase a new home if their existing home (that they own or rent as a tenant) is affected by the disaster. This program requires NO DOWN PAYMENT and may be used to finance the purchase of a single-family home that will be a primary residence.

The counties listed below were declared by FEMA (

Alachua, Baker, Bradford, Brevard, Broward, Charlotte, Citrus, Clay, Collier, Columbia, DeSoto, Dixie, Duval, Flagler, Gilchrist, Glades, Hardee, Hendry, Hernando, Highlands, Hillsborough, Indian River, Lafayette, Lake, Lee, Levy, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Suwannee, Union, Volusia

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Getting started is easy. Just pick one of the options below and answer some questions. It only takes a few minutes.

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Refinance or Get Cash Out