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Category: Florida Mortgage Loan

A fabric patch of the American flag placed beside a silver house-shaped keychain with a key, symbolizing homeownership and patriotism. The logo of Florida Mortgage Firm is displayed in the top right corner.
August 19, 2025August 19, 2025VA Loan

VA Home Loans: Serving Those Who’ve Served

As a Veteran-Owned company, we take pride in serving those who’ve served. Whether you’re planning to purchase a new home, build your […]

USDA home loan Florida concept illustration showing crossed-out steak representing USDA meat and a happy homeowner with keys representing USDA home loan approval.
July 22, 2025July 22, 2025USDA Loan

USDA – Like the Beef! But for Home Loans

Ever hear about the guy who thought USDA loans were only for chicken farmers?Turns out he could’ve used one to buy a […]

May 2, 2025June 30, 2025Credit Tips, Florida Mortgage Loan, Homebuyer Tips

Getting a Mortgage After a Divorce

Getting a mortgage after a divorce? There are a lot of common misconceptions surrounding this scenario.   Let’s break this down into […]

March 10, 2025June 19, 2025Florida Mortgage Loan, Rehab/Renovation Loans

What are FHA Rehab Loans?

Need to Repair, Renovate, or Rebuild? Explore FHA 203(k) and FHA 203(h) Loan Options The FHA offers two types of rehabilitation loans for […]

LLPA-Price-Adjustment_Florida-Mortgage-Firm
April 26, 2023June 19, 2025Conventional Loan, Florida Mortgage Loan

Mortgage Loan-Level Price Adjustment Comparison

LLPA Pricing Comparison Tool Loan-Level Price Adjustment is a pricing adjustment made to a mortgage loan based on a borrower’s creditworthiness and […]

April 26, 2023June 19, 2025Conventional Loan, Florida Mortgage Loan, Homeowner Tips, Welcome to the Florida Mortgage Firm

What is Mortgage Recasting?

A recast is when you make a lump-sum payment toward the principal of your loan to reduce your mortgage balance, and your mortgage lender subsequently recalculates your payment.

Money and House on Balance Beam
October 10, 2022June 19, 2025Florida Mortgage Loan

Debt Service Coverage Ratio Loan

Investment Property Financing with DSCR Loans The Debt Service Coverage Ratio loan makes financing investment properties much easier for real estate investors.  […]

Appraisal Report
August 30, 2022June 19, 2025Conventional Loan, Florida Mortgage Loan, VA Loan

VA or Conventional: What’s Better for Sellers?

When it comes to VA loan or conventional mortgage, the choice for buyers who are veterans is often simple – VA. VA […]

June 1, 2022June 19, 2025Florida Mortgage Loan

Rent Costs Rising since 1988

Planning on renting this year? If so, keep in mind that rents have risen for the past 34 years, and they’re still skyrocketing today.

Hand Shake and Contract
May 19, 2022June 19, 2025Florida Mortgage Loan, Homebuyer Tips

Can a Financed Offer Win Over a Cash Offer?

As a buyer looking to finance, the best way to compete with a cash offer is to create confidence in an offer.

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Florida Mortgage Firm
2216 S. Alexander St.
Plant City, FL 33563
Consumer Access: NMLS #289323
Accessibilty Statement
For informational purposes only. Services only available in Florida. This is not a commitment to lend or extend credit. All loans are subject to credit approval by the lender's underwriter. Other restrictions may apply.

     813-707-6200 Info@FLMortgageFirm.com

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