Privacy Policy
By viewing this website and the
company’s affiliate websites, the consumer consents to this Internet
Privacy Policy, including consent to disclose and use information about
the consumer in the manner detailed in the policy. If the consumer
does not consent to the foregoing, the consumer should not use the
website.
Florida Mortgage Firm is committed
to protecting the privacy of its customers’ and potential customers’
personal and financial information, including Non-Public Personal
Information.
NPI is:
- any information an
individual gives you to get a financial product or service (for
example, name, address, income, Social Security number, or other
information on an application);
- any information you get
about an individual from a transaction involving your financial
product(s) or service(s) (for example, account numbers, payment
history, loan or deposit balances, and credit or debit card
purchases); or
- any information you get
about an individual in connection with providing a financial product
or service (for example, information from court records or from a
consumer report).
NPI does not
include information that you have a reasonable basis to believe is
lawfully made “publicly available.” In other words, information is not NPI
when you have taken steps to determine:
- that the information is
generally made lawfully available to the public; and
- that the individual can
direct that it not be made public and has not done so.
Florida Mortgage
Firm does not collect Non-Public Personal Information about
the consumer when the consumer visits the website unless the consumer
has voluntarily chosen to provide the information. As you
browse FlaMortgageFirm.com and its affiliate sites, advertising
cookies will be placed on your device so that we can understand what
you are interested in.
Assigning a cookie
doesn’t provide Florida Mortgage Firm access to your device or any of the
information stored on it. Most web
browsers allow you to customize your preferences and limit or reject
cookies. If you choose to do this, it
may interfere with your ability to use all the features of the website.
Our third-party display
advertising partner then enables us to present you with retargeting
advertising on other sites based on your previous interaction with
Florida Mortgage Firm. The techniques our partners employ do not
collect personal information such as your name, email address, postal
address or telephone number. You can visit this page to opt
out of targeted advertising.
The site collects
anonymous data (such as information about the consumer’s browser,
operating system, internet service provider, IP address) about the
users of the site and aggregates that data to perform statistical
analysis.
We collect some
personal information, such as name, phone number, email, etc., via
forms that you may voluntarily fill out. We will not sell or rent this
information, but rather use it to send you information about
which you requested. Regular non-encrypted email is not secure, and
consumers should not send personal or account information via email.
One form where such
information is collected is our application form for
a prequalification. The application is encrypted to maintain the
security of the information. Florida Mortgage Firm will only obtain a
credit report upon receipt of an application if the consumer gives
permission from within the form, or via email, text, or verbally prior
to pulling credit.
Employees involved
with the originating and processing of mortgage loans have access to
the information collected on application, including Non-Public
Personal Information.
To protect your personal
information from unauthorized access and use, Florida Mortgage Firm
uses security measures that comply with federal law. These measures include
computer safeguards and secured filings and buildings.
We don’t profit from
advertising revenue on our websites. This means we don’t have to balance
preserving your information and increasing our advertising revenue.
Occasionally,
we may also share some of this information with third-party service providers.
We can share your information for (1) our everyday business
purposes such as to process your transactions, maintain your
account(s), respond to court orders and legal investigations,
or report to credit bureaus; and for (2) our marketing
purposes to offer our products and services to you. You can
limit sharing for marketing purposes (details at bottom).
Florida Mortgage
Firm is not responsible for the privacy practices of any
third parties or their websites. Consumers should review the privacy
policy of each website that collects information from the consumer.
This website also
offers Planning Tools such as mortgage-payment calculators. The only
information it asks for is an email in the event you want it sent
to you. We do not store your information in any other manner from
these Tools.
Other privacy
policies may apply.
The Florida Mortgage
Firm has the right to modify this Privacy Policy at any time without
notice. The most current version will
always be readily available in our “Privacy Policy” section of the site. By continuing to use the website, you
acknowledge and accept the current policy.
COPPA Privacy
Notice:
Florida Mortgage
Firm’s does not knowingly solicit, collect, maintain or use personal
identifiable information from children under the age of 13 without
parental or guardian consent. Should we receive online information
from any child, we will only use this information to respond directly
to the child’s request, notify parents, or seek parental or guardian
consent.
If you believe your
child has provided personally identifiable information to us, please
contact us at 813-707-6200.
For more
information on Children’s Online Privacy Protection
Act (COPPA), visit the FTC’s COPPA website.
To stop receiving
advertisements via email, please email Info@FLMortgageFirm.com and write your email address in the
Subject line along with your email. Opting out will prevent you from
receiving any marketing or advertisement emails, however, you cannot
opt-out of communications regarding a mortgage loan in process.
If you have a
complaint or feedback, or want to limit sharing for
marketing purposes, please feel free to send it in writing to:
Florida Mortgage
Firm
ATTN: Complaints & Feedback
2216 S. Alexander St.
Plant City, FL 33563