How Student Loans Impact Mortgage Loan Approvals
With college graduates entering the workforce and rental rates rising across the country, many people are concerned about how their student loans […]
Mortgage Loan-Level Price Adjustment Comparison
LLPA Pricing Comparison Tool Loan-Level Price Adjustment is a pricing adjustment made to a mortgage loan based on a borrower’s creditworthiness and […]
What is Mortgage Recasting?
A recast is when you make a lump-sum payment toward the principal of your loan to reduce your mortgage balance, and your mortgage lender subsequently recalculates your payment.
FMF Wins Readers’ Choice Award 5 Years in a Row
The FOCUS Readers’ Choice Awards named Florida Mortgage Firm the “Top Mortgage Broker” for the fifth consecutive year. This showcases our dedication […]
The Difference between Mobile, Manufactured, and Modular Homes
Manufactured, mobile, and modular homes are all types of prefabricated housing. However, they each have their own distinct characteristics and construction methods. […]
What Are Easements, and How Do They Affect Property Rights?
It’s important to understand what an easement is in real estate, and even more so about any that are on a property […]
Will a 4-Point Inspection Save You Money?
Four-point inspections examine electrical, HVAC, plumbing, and roofing for homes and are generally inexpensive. Insurance underwriters typically require them for older homes. […]
Debt Service Coverage Ratio Loan
The Debt Service Coverage Ratio loan makes financing investment properties much easier for real estate investors. DSCR is a nontraditional loan that […]
VA vs. Conventional Loans – Which is better for the seller?
When it comes to VA or conventional loans, the choice for buyers who are veterans is often simple – VA. VA loans […]
Home Inspection vs. Appraisal
What is the difference between an Appraisal and a Home Inspection? A home inspection scrutinizes the condition of a home. A home […]