Resources You Can Count On Our real-estate calculators provide you the tools you need to make educated decisions Monthly Mortgage Payment This calculates what your mortgage will be when property taxes, insurance and mortgage insurance (if applicable) are included in your monthly payment. It breaks the payments out by VA, FHA, USDA and Conventional Loans. Seller Concessions This details the amount of seller concessions allowed on FHA, VA, USDA and conventional loans. All you have to do is choose your down payment. Waiting Period Requirements This shows how much time must pass after a derogatory event has occurred - such as a short sale, bankruptcy, etc. - before being eligible for a mortgage loan. You Can Have 2 VA Loans Finding out whether you can get a second VA loan is easy. Even if you already have one VA loan, simply follow the steps we've listed.