Florida's
Veteran Owned and Family Operated
Mortgage Brokerage

A Simple, Streamlined Process

Let's Get You Approved

Custom Rates & Program Options

Build a New Home

Home Equity Line of Credit

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Affected by a Hurricane?

Our Disaster Relief Program helps both homeowners and renters.

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Already Own a Home?

Explore our Loan Programs.

Why Florida Mortgage Firm?

Convenience

Complete the loan process from the convenience of your home, workplace, or on the go. You can walk into our facility or video conference with us, too. Whatever is easiest for you.

Fast

Our approval process is focused on speed and efficiency. This allows you to focus on moving or other areas of your life, as opposed to worrying about the process and closing on your loan.

Save Money

We offer a personalized, boutique service with affordable options.

Locally Accountable

We provide loans for the entire state of Florida, employ people who live in Florida, have our headquarters in Florida, and have a local phone number you can call.

Licensed Professionals

Don't trust the largest financial transaction of your life to a rookie in a call center. We hire local professionals to deliver our best experience for you.

Affordable Rates

Not only can we provide affordable rates, we also offer options for interest rate credits. These can help cover your closing costs and keep more money for buying furniture, moving, etc.

Construction Financing is Here.

Testimonials

"Our experience with Florida Mortgage was exceptional in all steps of the process. They were very knowledgeable and super helpful in helping us through the home buying process! We are first time homebuyers and they made the transition for us seamless. Their whole team is great. I would highly recommend them to help you turn your dream of homeownership into a reality."

"The officers and representatives with my process from the point of being approved through the end of closing was excellent. The personal contact and introduction of each individual working with me and what duties they would perform was exceptional. Having someone available to answer any questions make me feel assured, and confident. This was actually a very easy quick and pleasant experience. Even my realtor team was quite impressed."

"Working with Florida Mortgage Firm was such a great experience. We had our refinance done in such a short time. Every single person we spoke to was friendly and professional. I really felt like they were there to help us get the lowest rate possible. We would definitely use them again."

"I would highly recommend working with the Florida Mortgage Firm. Their entire staff is extremely professional, friendly and their communication is next level. Specific to my situation, I was in a pinch to buy quickly as the house I was renting was being sold on a short notice. I first spoke with the Florida Mortgage firm on January 22nd and I closed on February 17th. They made the process effortless through their organization, attention to detail and communication. Thank you Florida Mortgage Firm and hopefully we can work together again in the future!"

"My wife and I just purchased our home with Florida Mortgage Firm, and the entire experience from application to closing was nothing short of easy, friendly, knowledgeable, and fast. Even getting a call after closing just to make sure we didn't have anymore questions. To me, having a company follow through completely with the sale and after they complete the sale to make sure we are happy is VERY important. I highly recommend this mortgage lender."

Loan Programs

VA

- No Down Payment
- Affordable Rates
- Veterans and Military Personnel

FHA

- Popular Among First
- First Time Home Buyers
- You Do Not Need to be a First-Time Home Buyer

USDA

- No Down Payment
- Affordable Rates

Conventional

- Wide Range of
Down-Payment Options
- Gift Funds Accepted
- Affordable Rates

Jumbo

- Wide Range of Down-Payment Options
- Affordable Rates
- Loan Amounts Above Conforming Limits

Non-Conforming

- Foreign National
- Bank-Statement Loans
- Loan Amounts Above Conforming Limits

Property Options

Construction Permanent

- VA

Manufactured Home

- Single and Double Wides
- VA, FHA, & Conventional

Vacation Homes

- Buy a Residence in Florida
- Beach Houses, Condos, and More

Investment Homes

- Investor Cash Flow
- No Income Verification Available

Condos

- Limited Condo Reviews Available
- Jumbo Loan Options

Multifamily Units

- 1-4 Family Units
- Multiple Programs Available

Are you a Realtor?

Mortgage Calculators

Our real-estate calculators provide you the tools you need to make educated decisions.

Monthly Mortgage Payment

This calculates what your mortgage will be when property taxes, insurance and mortgage insurance (if applicable) are included in your monthly payment. It breaks the payments out by VA, FHA, USDA and Conventional Loans.

Seller Concessions

This details the amount of seller concessions allowed on FHA, VA, USDA and conventional loans. All you have to do is choose your down payment.

Waiting Period Requirements

This shows how much time must pass after a derogatory event has occurred - such as a short sale, bankruptcy, etc. - before being eligible for a mortgage loan.

You Can Have 2 VA Loans

Finding out whether you can get a second VA loan is easy. Even if you already have one VA loan, simply follow the steps we've listed.

Florida's Veteran Owned and Family Operated Mortgage Brokerage