Florida's
Veteran Owned and Family Operated
Mortgage Brokerage

A Simple, Streamlined Process

Let's Get You Approved

Custom Rates & Program Options

Build a New Home

Home Equity Line of Credit

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Affected by a Hurricane?

Our Disaster Relief Program helps both homeowners and renters.

Find the Home That's Right for You

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Already Own a Home?

Explore our Loan Programs.

Why Florida Mortgage Firm?

Convenience

Complete the loan process from the convenience of your home, workplace, or on the go. You can walk into our facility or video conference with us, too. Whatever is easiest for you.

Fast

Our approval process is focused on speed and efficiency. This allows you to focus on moving or other areas of your life, as opposed to worrying about the process and closing on your loan.​​

Save Money

We offer a personalized, boutique service with affordable options.

Locally Accountable

We provide loans for the entire state of Florida, employ people who live in Florida, have our headquarters in Florida, and have a local phone number you can call.

Licensed Professionals

Don't trust the largest financial transaction of your life to a rookie in a call center. We hire local professionals to deliver our best experience for you.

Affordable Rates

Not only can we provide affordable rates, we also offer options for interest rate credits. These can help cover your closing costs and keep more money for buying furniture, moving, etc.

Construction Financing is Here.

Testimonials

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It's fast and easy.

Loan Programs

VA

- No Down Payment
- Affordable Rates
- Veterans and Military Personnel

FHA

- Popular Among First
- First Time Home Buyers
- You Do Not Need to be a First-Time Home Buyer

USDA

- No Down Payment
- Affordable Rates

Conventional

- Wide Range of
Down-Payment Options
- Gift Funds Accepted
- Affordable Rates

Jumbo

- Wide Range of Down-Payment Options
- Affordable Rates
- Loan Amounts Above Conforming Limits

Non-Conforming

- Foreign National
- Bank-Statement Loans
- Loan Amounts Above Conforming Limits

Property Options

Manufactured Home

- Single and Double Wides
- VA, FHA, & Conventional

Vacation Homes

- Buy a Residence in Florida
- Beach Houses, Condos, and More

Investment Homes

- Investor Cash Flow
- No Income Verification Available

Condos

- Limited Condo Reviews Available
- Jumbo Loan Options

Multifamily Units

- 1-4 Family Units
- Multiple Programs Available

Are you a Realtor?

Mortgage Calculators

Our real-estate calculators provide you the tools you need to make educated decisions.

Monthly Mortgage Payment

This calculates what your mortgage will be when property taxes, insurance and mortgage insurance (if applicable) are included in your monthly payment. It breaks the payments out by VA, FHA, USDA and Conventional Loans.

Seller Concessions

This details the amount of seller concessions allowed on FHA, VA, USDA and conventional loans. All you have to do is choose your down payment.

Waiting Period Requirements

This shows how much time must pass after a derogatory event has occurred - such as a short sale, bankruptcy, etc. - before being eligible for a mortgage loan.

You Can Have 2 VA Loans

Finding out whether you can get a second VA loan is easy. Even if you already have one VA loan, simply follow the steps we've listed.

Blogs

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