Why should you use Florida Mortgage Firm?
Convenience
Complete the loan process from the convenience of your home, workplace, or on the go. You can walk into our facility or video conference with us, too. Whatever is easiest for you.
Locally Accountable
We provide loans for the entire state of Florida, employ people who live in Florida, have our headquarters in Florida, and have a local phone number you can call.
Fast
Our loan process typically takes between 3 to 14 days. This allows you to focus on moving or other areas of your life, as opposed to worrying about closing on your loan.
Subject Matter Experts
Don't trust the largest financial transaction of your life to a rookie in a call center. We hire premier talent, including both self-employment and construction specialists.
Save Money
We offer a boutique service but without the costs. Since we're nationally ranked for volume, yet alone being Florida's Premier Mortgage Brokerage, we can offer ultra-low pricing to the public.
Rock-Bottom Rates
Not only can we provide extremely low rates, we also offer interest rate credits. These can help cover your closings costs and keep more money for buying furniture, moving, etc.
What else do we provide?
Construction-to-Permanent Financing
You can buy land and have a home built all in one loan. This can save a lot of money compared to other construction options.
Commercial Loans
Want to start a business? Are you a real estate investor? Are you self-employed and get the run around with your tax returns? We have a simple approval process for commercial lines of credit.
Purchase, Refinance, Cash Out & More
Looking for a Primary, Secondary or Investment home? Need a manufactured home? Want to use a VA, FHA, USDA or Jumbo loan product? We have it all!
Do you have any questions? How about a scenario that needs our expertise?
Take the next step
Get Prequalified to Buy or Build
Refinance or Get Cash Out
Resources You Can Count On
Monthly Mortgage Payment
This calculates what your mortgage will be when property taxes, insurance and mortgage insurance (if applicable) are included in your monthly payment. It breaks the payments out by VA, FHA, USDA and Conventional Loans.
Seller Concessions
This details the amount of seller concessions allowed on FHA, VA, USDA and conventional loans. All you have to do is choose your down payment.
Waiting Period Requirements
This shows how much time must pass after a derogatory event has occurred - such as a short sale, bankruptcy, etc. - before being eligible for a mortgage loan.
You Can Have 2 VA Loans
Finding out whether you can get a second VA loan is easy. Even if you already have one VA loan, simply follow the steps we've listed.
Florida Mortgage Firm is Everywhere
Latest news
Industry Data That Can Help Your Real Estate Offer
This video shows data about the real estate industry and applications for a purchase mortgage loan. You can leverage this information to improve your chances of having an offer getting accepted.
Florida Property Tax Bill
When November arrives, it also that means your annual property tax bill should be available. Here is a short video from company President Nate Davis that you may find helpful. If you haven’t filed your homestead exemption yet, check out this article, which could save you money!
Waiving Escrow For A Mortgage
When you buy or refinance a home with a mortgage, most lenders will encourage you to escrow your tax bill and insurance premium with the mortgage payment. What’s important to know is that some escrow accounts are not required, while others are.
Free Appraisal For Conventional Loans in 2018
From now through the end of 2018, Florida Mortgage Firm can provide a free appraisal on a conventional mortgage loan. Check out this video for more information, and call us with any questions (813-707-6200).