Why should you use Florida Mortgage Firm?
Convenience
Complete the loan process from the convenience of your home, workplace, or on the go. You can walk into our facility or video conference with us, too. Whatever is easiest for you.
Locally Accountable
We provide loans for the entire state of Florida, employ people who live in Florida, have our headquarters in Florida, and have a local phone number you can call.
Fast
Our loan process typically takes between 3 to 14 days. This allows you to focus on moving or other areas of your life, as opposed to worrying about closing on your loan.
Subject Matter Experts
Don't trust the largest financial transaction of your life to a rookie in a call center. We hire premier talent, including both self-employment and construction specialists.
Save Money
We offer a boutique service but without the costs. Since we're nationally ranked for volume, yet alone being Florida's Premier Mortgage Brokerage, we can offer ultra-low pricing to the public.
Rock-Bottom Rates
Not only can we provide extremely low rates, we also offer interest rate credits. These can help cover your closings costs and keep more money for buying furniture, moving, etc.
Take the next step
Getting started is easy. Just pick one of the options below and answer some questions. It only takes a few minutes.
Get Prequalified to Buy or Build
Refinance or Get Cash Out
What else do we provide?
Construction-to-Permanent Financing
You can buy land and have a home built all in one loan. This can save a lot of money compared to other construction options.
Commercial Loans
Want to start a business? Are you a real estate investor? Are you self-employed and get the run around with your tax returns? We have a simple approval process for commercial lines of credit.
Purchase, Refinance, Cash Out & More
Looking for a Primary, Secondary or Investment home? Need a manufactured home? Want to use a VA, FHA, USDA or Jumbo loan product? We have it all!
Do you have any questions? How about a scenario that needs our expertise?
Resources You Can Count On
Monthly Mortgage Payment
This calculates what your mortgage will be when property taxes, insurance and mortgage insurance (if applicable) are included in your monthly payment. It breaks the payments out by VA, FHA, USDA and Conventional Loans.
Seller Concessions
This details the amount of seller concessions allowed on FHA, VA, USDA and conventional loans. All you have to do is choose your down payment.
Waiting Period Requirements
This shows how much time must pass after a derogatory event has occurred - such as a short sale, bankruptcy, etc. - before being eligible for a mortgage loan.
You Can Have 2 VA Loans
Finding out whether you can get a second VA loan is easy. Even if you already have one VA loan, simply follow the steps we've listed.
Florida Mortgage Firm is Everywhere
Latest news
Lender Paid Mortgage Insurance
If you think you must carry mortgage insurance for your loan, another option is lender-paid mortgage insurance. LPMI eliminates the monthly mortgage-insurance portion from your monthly payment. Let’s face it, though, it’s still getting paid. While this scenario is basically just a restructuring of how mortgage insurance gets paid, it can save you money every […]
Update to our No-Appraisal Mortgage Loan
Realtors ® , home sellers and home buyers can get a competitive advantage before an offer is ever made on a piece of residential real estate. Simply call us with the sales price and property address, and we will let you know whether an appraisal will be necessary. Appraisals typically cost more than $400. Not […]
Get a Mortgage After a Divorce
If you or someone you know wants to get a mortgage after getting a divorce, watch this short video. It explains the common misinformation found on the Internet regarding this topic. For instance, did you know the divorce, itself, is not a factor for gettting approved or denied for a loan? If you’re going through a […]
How Waiting To Get Prequalified Can Backfire
How Waiting To Get Prequalified Can Backfire In the video below, Florida Mortgage Firm President Nate Davis talks about how waiting to get prequalified can actually delay your ability to finance a home. Subscribe to Our YouTube Channel Testimonial “My wife and I were renting a house for about eight years and finally got the […]