Florida's
Veteran Owned and Family Operated
Mortgage Brokerage
A Simple, Streamlined Process
Let's Get You Approved
Custom Rates & Program Options
Build a New Home
Home Equity Line of Credit
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Affected by a Hurricane?
Explore our Loan Programs.
Why Florida Mortgage Firm?
Convenience
Complete the loan process from the convenience of your home, workplace, or on the go. You can walk into our facility or video conference with us, too. Whatever is easiest for you.
Fast
Our approval process is focused on speed and efficiency. This allows you to focus on moving or other areas of your life, as opposed to worrying about the process and closing on your loan.
Save Money
We offer a personalized, boutique service with affordable options.
Locally Accountable
We provide loans for the entire state of Florida, employ people who live in Florida, have our headquarters in Florida, and have a local phone number you can call.
Licensed Professionals
Don't trust the largest financial transaction of your life to a rookie in a call center. We hire local professionals to deliver our best experience for you.
Affordable Rates
Not only can we provide affordable rates, we also offer options for interest rate credits. These can help cover your closing costs and keep more money for buying furniture, moving, etc.
Construction Financing is Here.
Testimonials
Book an appointment today.
It's fast and easy.
Loan Programs
VA
- No Down Payment
- Affordable Rates
- Veterans and Military Personnel
FHA
- Popular Among First
- First Time Home Buyers
- You Do Not Need to be a First-Time Home Buyer
USDA
- No Down Payment
- Affordable Rates
Conventional
- Wide Range of
Down-Payment Options
- Gift Funds Accepted
- Affordable Rates
Jumbo
- Wide Range of Down-Payment Options
- Affordable Rates
- Loan Amounts Above Conforming Limits
Non-Conforming
- Foreign National
- Bank-Statement Loans
- Loan Amounts Above Conforming Limits
Property Options
Manufactured Home
- Single and Double Wides
- VA, FHA, & Conventional
Vacation Homes
- Buy a Residence in Florida
- Beach Houses, Condos, and More
Investment Homes
- Investor Cash Flow
- No Income Verification Available
Condos
- Limited Condo Reviews Available
- Jumbo Loan Options
Multifamily Units
- 1-4 Family Units
- Multiple Programs Available
Are you a Realtor?
Mortgage Calculators
Our real-estate calculators provide you the tools you need to make educated decisions.
Monthly Mortgage Payment
This calculates what your mortgage will be when property taxes, insurance and mortgage insurance (if applicable) are included in your monthly payment. It breaks the payments out by VA, FHA, USDA and Conventional Loans.
Seller Concessions
This details the amount of seller concessions allowed on FHA, VA, USDA and conventional loans. All you have to do is choose your down payment.
Waiting Period Requirements
This shows how much time must pass after a derogatory event has occurred - such as a short sale, bankruptcy, etc. - before being eligible for a mortgage loan.
You Can Have 2 VA Loans
Finding out whether you can get a second VA loan is easy. Even if you already have one VA loan, simply follow the steps we've listed.
Blogs
How Student Loans Impact Mortgage Loan Approvals
With college graduates entering the workforce and rental rates rising across the country, many people are concerned about how their student loans […]
Mortgage Loan-Level Price Adjustment Comparison
LLPA Pricing Comparison Tool Loan-Level Price Adjustment is a pricing adjustment made to a mortgage loan based on a borrower’s creditworthiness and […]
What is Mortgage Recasting?
A recast is when you make a lump-sum payment toward the principal of your loan to reduce your mortgage balance, and your mortgage lender subsequently recalculates your payment.