Florida's Premier Mortgage Brokerage
A Simple, Streamlined Process
Let's Get You Approved
Custom Rates & Program Options
Build a New Home
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WhAT MAKES US DIFFERENT?
Convenience
Complete the loan process from the convenience of your home, workplace, or on the go. You can walk into our facility or video conference with us, too. Whatever is easiest for you.
Locally Accountable
We provide loans for the entire state of Florida, employ people who live in Florida, have our headquarters in Florida, and have a local phone number you can call.
Fast
Our underwriting process typically takes between 3 to 14 days. This allows you to focus on moving or other areas of your life, as opposed to worrying about the process and closing on your loan.
Subject Matter Experts
Don't trust the largest financial transaction of your life to a rookie in a call center. We hire premier talent, including both self-employment and construction specialists.
Save Money
We offer a boutique service but without the costs. Since we're nationally ranked for volume, yet alone being Florida's Premier Mortgage Brokerage, we can offer ultra-low pricing to the public.
Rock-Bottom Rates
Not only can we provide extremely low rates, we also offer interest rate credits. These can help cover your closings costs and keep more money for buying furniture, moving, etc.
Do you have any questions? How about a scenario that needs our expertise?
Loan Programs
VA
» No down payment.
» Great, low rates.
» Veterans and military personnel.
FHA
» Low-cost options for
down payment.
» You do not need to be a first-time home buyer.
USDA
» No down payment.
» Great, low rates.
» Finance the closing costs.
Conventional
» Wide range of
down-payment options.
» Gift funds acceptable.
» Great, low rates.
Jumbo
» Wide range of
down-payment options.
» Great, low rates.
» Loan amounts above conforming limits.
Non-Conforming
» Foreign national.
» Bank-statement loans.
» Loan amounts above conforming limits.
Property Options
Construction-Perm
» VA
» Conventional
Manufactured Homes
» Single- &
double-wides.
» VA, FHA &
Conventional.
Vacation Homes
» Buy a residence in Florida.
» Beach houses,
condos & more.
Investment Homes
» Investor cash flow
» No income verification available.
Condos
» Limited condo reviews available.
» Jumbo loan options.
Multifamily Units
» 1-4 family units.
» Multiple programs available.
Construction Financing is here!
Book an appointment today.
It's fast and easy.










Take the next step
Getting started is easy. Just pick one of the options below and answer some questions. It only takes a few minutes.
Let's Get You Approved to Buy
Refinance or Get Cash Out
Build a New Home
Resources You Can Count On

Monthly Mortgage Payment
This calculates what your mortgage will be when property taxes, insurance and mortgage insurance (if applicable) are included in your monthly payment. It breaks the payments out by VA, FHA, USDA and Conventional Loans.
Seller Concessions
This details the amount of seller concessions allowed on FHA, VA, USDA and conventional loans. All you have to do is choose your down payment.
Waiting Period Requirements
This shows how much time must pass after a derogatory event has occurred - such as a short sale, bankruptcy, etc. - before being eligible for a mortgage loan.
You Can Have 2 VA Loans
Finding out whether you can get a second VA loan is easy. Even if you already have one VA loan, simply follow the steps we've listed.
Who are we? Get to know us.
AWARDS
- UWM Top Mortgage Brokerage in FL (2019-2022)
- Expertise.com - Best Mortgage Brokers in Tampa (2022-2023)
- 2022 AIME Innovation Award
- Freedom Top Mortgage Partner (2018-2021)
- FOCUS Readers' Choice Awards - Top Mortgage Broker (2018-2023)
- UWM Excellence Award (2018-2019)
- 2018 Gator100 from the University of Florida
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What is Mortgage Recasting?
A recast is when you make a lump-sum payment toward the principal of your loan to reduce your mortgage balance, and your mortgage lender subsequently recalculates your payment.