Florida's Premier Mortgage Brokerage

A Simple, Streamlined Process

Let's Get You Approved

Purchase

Custom Rates & Program Options

Refinance

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WhAT MAKES US DIFFERENT?

Convenience

Complete the loan process from the convenience of your home, workplace, or on the go. You can walk into our facility or video conference with us, too. Whatever is easiest for you.

Locally Accountable

We provide loans for the entire state of Florida, employ people who live in Florida, have our headquarters in Florida, and have a local phone number you can call.

Fast

Our underwriting process typically takes between 3 to 14 days. This allows you to focus on moving or other areas of your life, as opposed to worrying about the process and closing on your loan.

Subject Matter Experts

Don't trust the largest financial transaction of your life to a rookie in a call center. We hire premier talent, including both self-employment and construction specialists.

Save Money

We offer a boutique service but without the costs. Since we're nationally ranked for volume, yet alone being Florida's Premier Mortgage Brokerage, we can offer ultra-low pricing to the public.

Rock-Bottom Rates

Not only can we provide extremely low rates, we also offer interest rate credits. These can help cover your closings costs and keep more money for buying furniture, moving, etc.

Do you have any questions? How about a scenario that needs our expertise?

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Loan Programs

VA

» No down payment.
» Great, low rates.
» Veterans and military personnel.

FHA

» Low-cost options for
down payment.
» You do not need to be a first-time home buyer.

USDA

» No down payment.
» Great, low rates.
» Finance the closing costs.

Conventional

» Wide range of
down-payment options.
» Gift funds acceptable.
» Great, low rates.

Jumbo

» Wide range of
down-payment options.
» Great, low rates.
» Loan amounts above conforming limits.

Non-Conforming

» Foreign national.
» Bank-statement loans.
» Loan amounts above conforming limits.

Property Options

Construction-Perm

» VA
» FHA
» USDA
» Conventional

Manufactured Homes

» Single- & 
double-wides.
» VA, FHA &
Conventional.

Vacation Homes

» Buy a residence in Florida.
» Beach houses,
condos & more.

Investment Homes

» Investor cash flow
» No income verification available.

Condos

» Limited condo reviews available.
» Jumbo loan options.

Multifamily Units

» 1-4 family units.
» Multiple programs available.

Construction Financing is here!

Learn More
Schedule now

Book an appointment today.
It's fast and easy.

Tara M.
Tara M.
Recommends FMF
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BEST mortgage company to work with EVER! Bo and his team treated us like family. Answered every question, and being first time home buyers we had A-LOT of questions and were super patient n kind. I will continue to recommend them for years to come I'm sure as months after buying our home they still are showing us support!
Rodney C.
Rodney C.
Recommends FMF
Read More
Recently my wife and I refinanced our mortgage using Florida Mortgage Firm. When I say it was hassle free, I mean absolutely zero hassle. Dalton was our guy and he did a phenomenal job. We got our “Clear to Close” email in exactly one week and closed in two weeks. I can’t say enough how satisfied we are with entire process. They hit it out of the park! Job well done! Go Gators and Go Durant Cougars!!!
Britney B.
Britney B.
Recommends FMF
Read More
Absolutely the BEST in town! They will jump through hoops for you. Great advice. Extremely responsive. Overall, a wonderful experience working with this group. THREE different companies told me I would not be approved but thy made it happen!! They closed my refinance in less than 30 days and were on top of every thing and didn't miss a single beat. I will never use any other mortgage company and will continue to refer them! Special thanks to Toni, Jordan and Bri!
Veronica R.
Veronica R.
Recommends FMF
Read More
Positive: Professionalism, Quality, Responsiveness, Value Brett and his team Sherri were amazing from start to finish. Had great communication - educated me at every step of the way and very patient with me. I highly recommend them they get the job done. I will definitely use them in the near future.
Rob C.
Rob C.
Recommends FMF
Read More
Highly recommended! The team at Florida Mortgage are all very professional and knowledgeable. Very pleased with the process. Brian kept me informed along every step of the way and consistently followed up to ensure all my questions or concerns were answered. Absolutely pleased with the result!
Joy R.
Joy R.
Recommends FMF
Read More
I highly recommend Florida Mortgage Firm. Everyone I encountered was so friendly and answered all my questions quickly. The entire process from start to finish went smoothly. They are the best finance company around and they have great rates.
Laura K.
Laura K.
Recommends FMF
Read More
I highly recommend Toni Raulerson and her team! I can’t say enough good things about them. This is the second time I have used Toni, and each time she made the process of obtaining a mortgage completely seamless. Super professional and absolutely knows her stuff. Toni and her team were super communicative, and kept us updated every step of the way. It certainly made the waiting process from start to close stress free.
Morgan G.
Morgan G.
Recommends FMF
Read More
Refinanced my house last year with Florida Mortgage Firm, couldn’t have been an easier and painless process thanks to all their help! High recommend for any mortgage needs! Their team is awesome!
Dianne B.
Dianne B.
Recommends FMF
Read More
Stephanie Grassi was my Loan Originator. She is really good at her job! She took me through the process step by step, made sure that I understood everything and that all of my questions and concerns were addressed throughout. I couldn't believe the attention to security, which is of pivotal importance these days! We moved through the process unbelievably quick! Personally Stephanie is very professional, but she's also very understanding and down to earth! She has a warm personality and a beautiful spirit! I highly recommend the Florida Mortgage Firm and Stephanie Grassi!!
Tasha C.
Tasha C.
Recommends FMF
Read More
Very easy to work with. They explained the process step by step which left no surprises.
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Retiring from 20 years of active duty service and transitioning is stressful enough on it's own! Add moving the family cross country and buying your 1st house ever on top of that!! The people at Florida Mortgage Firm made buying my first home SUPER easy and very stress-free! Big shout out to Marc Hutchinson! Sorry for after hours and weekend calls and questions of a 1st time home buyer. Thank you for always answering the phone!
Jason E.Retired Veteran
They helped me buy my first home here in FL. Thanks to Stephanie and her team for their speed and hard work. They know their stuff. They even made it happen for me in this crazy market down here. Thanks ❤️
Erika C.New Florida Resident
Dalton was referred to me by my daughter who was also refinancing her house. I have refinanced other houses but this was the best. Dalton told me all the costs and the numbers did not change when it came time to close. He always kept in touch and was never pushy... If I ever need to do this again or any questions regarding mortgages, Dalton will be my first call.
Demetria A.Lifetime Client
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Take the next step

Getting started is easy. Just pick one of the options below and answer some questions. It only takes a few minutes.

Let's Get You Approved to Buy

Purchase

Refinance or Get Cash Out

Start Your Refinance Now

Resources You Can Count On

Our real-estate calculators provide you the tools you need to make educated decisions
Florida_Mortgage_Firm_Calculator
Monthly Mortgage Payment

This calculates what your mortgage will be when property taxes, insurance and mortgage insurance (if applicable) are included in your monthly payment. It breaks the payments out by VA, FHA, USDA and Conventional Loans.

Seller Concessions

This details the amount of seller concessions allowed on FHA, VA, USDA and conventional loans. All you have to do is choose your down payment.

Waiting Period Requirements

This shows how much time must pass after a derogatory event has occurred - such as a short sale, bankruptcy, etc. - before being eligible for a mortgage loan.

You Can Have 2 VA Loans

Finding out whether you can get a second VA loan is easy. Even if you already have one VA loan, simply follow the steps we've listed.

Who are we? Get to know us.

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