Agreement to Terms
These Terms of Service constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and the Florida Mortgage Firm (“Florida Mortgage Firm”, “we”, “us”, or “our”), concerning your access to and use of this website. By continuing to use the site you affirm that you have read, understood, and agree to be bound by all the following terms of use. If you do not agree with all these terms, then you are expressly prohibited from using the site and must discontinue use immediately.
We reserve the right, in our sole discretion, to modify these “Terms of Service” at any time and for any reason. We will alert you to any changes by updating the “Last Revised” date at the bottom of the page. Please be sure to check these terms each time you use the website so that you understand to which terms you will be subject. Your continued use of the site after a change in the Terms of Service will be interpreted as updated consent.
Intellectual Property Rights / Copyright and Trademarks
Unless otherwise indicated, this Site is the proprietary property of Florida Mortgage Firm. This includes but is not limited to, all source code, functionality, photographs, graphics, videos, blog posts, articles, calculators, logos, and trademarks. These are protected by copyright and trademark laws as well as multiple other intellectual property laws that govern the United States.
Florida Mortgage Firm is giving you a limited right to use the Site. The content from this site is for your personal reference — you are not to copy, distribute, reproduce, sell, or in any other way exploit the content for commercial purposes without our express prior written permission. If you are eligible to use the site, you are permitted to download or print a copy of any content as long as it is solely for your personal and non-commercial use.
User Representation
By using our Site, you warrant that (1) all application information you provide is true, accurate, and complete to the best of your knowledge; (2) you will maintain the accuracy of the information and promptly update Florida Mortgage Firm as necessary; (3) you are not a minor and have the legal capacity to comply with these Terms of Service; (4) you will not access the site through inhuman means, such as through a script, bot, or otherwise; and (5) you will not use the site for any unauthorized or illegal purpose. If you knowingly provide inaccurate or malicious information, we have the right to terminate your account and revoke any current or future planned services.
Prohibited Activities / No Unlawful or Prohibited Use
You are not permitted to access or use the Site for any purpose that is unlawful or against these stated terms. If you attempt to violate any United States or International laws, your permission to use the website will be immediately terminated. Depending on the severity of the crime, we may be obligated to report it to either state or federal authorities.
Website Security
You are expressly prohibited from violating or attempting to violate the security of any Florida Mortgage Firm owned website, including those of our third-party affiliates. Some examples include, but are not limited to, attempting to probe the site for vulnerabilities, uploading harmful files or malware, attempting to interfere with another user, intentionally providing false information in an attempt to gain information on other users, interfering with or creating any undue burden on the site or network, or attempting to steal or reverse engineer any of our software or websites.
Violations of system or network security may result in civil or criminal litigation. The Florida Mortgage Firm will investigate any instances of these violations and will work with law enforcement to prosecute those who are involved.
Contribution / User Feedback
You are encouraged to provide feedback about your experience. If you choose to leave a review, unless we indicate otherwise, you are granting Florida Mortgage Firm full royalty free, irrevocable rights to publish, distribute, and create derivative works from the content. Additionally, you agree that any feedback given to us is allowed to be shared for any purpose without compensation to you. We also own exclusive rights to these submissions and there will be no recourse against us for alleged misappropriation or infringement regarding these submissions.
Third-Party Organizations
This Site may contain links to third-party websites. These third-party websites are not investigated or monitored by Florida Mortgage Firm, and thus we disclaim liability for any third-party content, products, or services. If you choose to use these sites, you must read and agree to their Terms of Service and Privacy Policies. Your participation in any third-party sites, including payment for services or the delivery of goods, is solely based on your agreement with the provider.
Privacy Policy
The Florida Mortgage Firm understands and respects the need to protect your personal information. To learn more about our commitment to safeguarding your data, please read our Privacy Policy by clicking the following link: https://flamortgagefirm.com/contact-us/privacy-policy/
Information Subject to Change
Florida Mortgage Firm strives to have the most timely and accurate information available on the site, but with the ever-changing landscape of lending, there may be times where content might not be up to date. We reserve the right to change, modify, or remove information at any time, without notice. Additionally, we have no obligation to update information on our site. The information presented on this site is intended to be used for informational purposes only. By continuing to use the site, you agree that we have no liability whatsoever for any decisions you make based on the information published.
Governing Law
These Terms of Service are governed by and construed in accordance with the State of Florida, without regard to its conflict of law principles. Any legal action taken will be filed in Hillsborough County, Florida, and you hereby consent and submit to the personal jurisdiction of such courts.
Disclaimer of Warranties
You expressly understand and agree that this site is provided on an “As-Is” and “As Available” basis, and your use of the service is your sole risk. Florida Mortgage Firm disclaims all warranties, both express and implied, including but not limited to, fitness for a particular purpose, the implied warranties of merchantability, and non-infringement.
Florida Mortgage Firm makes no warranties that the site will be available, secure, timely, or error free. Any material published on the site should be used at your own discretion. You will be solely responsible for any damages that are incurred from using or downloading any material from the site. No advice, whether written or oral, obtained from Florida Mortgage Firm will be used to create any warranty not already explicitly listed in the Terms of Service or Privacy Policy agreements. As with any purchase or service, you are expected to use your best judgement and exercise caution where appropriate.
Limitation of Liability
In no event will Florida Mortgage Firm be liable for any damages, including, without limitation: direct, indirect, consequential, incidental, exemplary, special, or punitive damages, the loss of expenses in connection to the website, loss of data, or other damages that arise from the inability to access the site, even if Florida Mortgage Firm or its representatives were advised of the possibility of such damages.
Indemnification
You agree to defend, indemnify, and hold harmless Florida Mortgage Firm, including our affiliates and third parties, from any and all losses, damages, suits, claims, demands, fines, and expenses (including attorney fees) that relates to or is based on a violation of these Terms of Service or misuse of our website.
Equal Credit Opportunity Act
The Equal Credit Opportunity Act (ECOA) prohibits discrimination in any aspect of a credit transaction, especially in regards to Race, Sex, Age, Religion, National origin, and Martial status. Florida Mortgage Firm follows all ECOA protocols and is committed to maintaining a nondiscriminatory environment for our employees, customers, and potential customers.
Contact Us
Please contact us with any questions or concerns regarding these Terms of Service. Send all inquiries to Info@FLMortgageFirm.com or feel free to send it in writing to:
Florida Mortgage Firm
ATTN: Terms of Service
2216 S. Alexander St.
Plant City, FL 33563
Last Revised: 4/6/2023