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Florida Mortgage Firm
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Category: Conventional Loan

Conventional loans have minimal to no mortgage insurance and are offered as low as 5% down.

LLPA-Price-Adjustment_Florida-Mortgage-Firm
April 26, 2023June 19, 2025Conventional Loan, Florida Mortgage Loan

Mortgage Loan-Level Price Adjustment Comparison

LLPA Pricing Comparison Tool Loan-Level Price Adjustment is a pricing adjustment made to a mortgage loan based on a borrower’s creditworthiness and […]

April 26, 2023June 19, 2025Conventional Loan, Florida Mortgage Loan, Homeowner Tips, Welcome to the Florida Mortgage Firm

What is Mortgage Recasting?

A recast is when you make a lump-sum payment toward the principal of your loan to reduce your mortgage balance, and your mortgage lender subsequently recalculates your payment.

Appraisal Report
August 30, 2022June 19, 2025Conventional Loan, Florida Mortgage Loan, VA Loan

VA or Conventional: What’s Better for Sellers?

When it comes to VA loan or conventional mortgage, the choice for buyers who are veterans is often simple – VA. VA […]

February 18, 2022June 19, 2025Conventional Loan, Florida Mortgage Loan

What is a PIW?

When an appraisal is waived on a conventional mortgage transaction, it’s known as a property inspection waiver.

October 4, 2018June 19, 2025Conventional Loan

Waiving Escrow For A Mortgage

Waiving Escrows When you buy or refinance a home with a mortgage, most lenders will encourage you to escrow your tax bill […]

November 28, 2016June 20, 2025Conventional Loan

Loan Limits Increase For Conventional Mortgages

It’s been a decade since conforming loan limits have increased, but when the New Year arrives, the maximum limit will increase from […]

Florida Mortgage Firm
2216 S. Alexander St.
Plant City, FL 33563
Consumer Access: NMLS #289323
Accessibilty Statement
For informational purposes only. Services only available in Florida. This is not a commitment to lend or extend credit. All loans are subject to credit approval by the lender's underwriter. Other restrictions may apply.

     813-707-6200Info@FLMortgageFirm.com

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