Ever hear about the guy who thought USDA loans were only for chicken farmers?
Turns out he could’ve used one to buy a home just outside Tampa.

In all seriousness, you might qualify for a USDA loan even if you live just outside a big city.

The USDA Loan Program is designed to help families buy primary residences in rural areas. While these programs have income and location limitations, they are surprisingly generous. Some areas you may not think of as “rural” may still be eligible under a USDA loan.

No need to guess either:
Click Here to see income eligibility AND Click Here to see location eligibility.

No more wondering if a USDA loan covers cities in Florida, this allows you to see instantly if your selected property would qualify.

So, what are some benefits of a USDA loan?

- 0% Down Payment Options

- Finance your closing costs — if the seller pays for them, or if your home appraises for more than the purchase price, you can borrow against that new equity (even if the seller doesn’t contribute).

If you’re considering a USDA loan, the next step is understanding how the guidelines apply to your personal situation.

Our team at Florida Mortgage Firm is here to help. Whether you’re just gathering info or ready to move forward, we’ll help you understand what you qualify for — and we’ll be honest if there’s a better loan program for your goals.