Many people have experienced a derogatory action that adversely affects their credit profile —
short sale,
bankruptcy and
foreclosure. Below is a calculator that details the amount of time that must pass after each derogatory has occurred before being eligible for a mortgage loan. It is broken down by
FHA,
VA,
USDA and
conventional loans.
SHORTER WAITING PERIODS MAY BE AVAILABLE, so please call 813-707-6200 to see if you’ll be eligible sooner.