USDA – Like the Beef! But for Home Loans
Ever hear about the guy who thought USDA loans were only for chicken farmers?Turns out he could’ve used one to buy a […]
Florida’s Hometown Heroes Loan Program is back for 2025! 🙌
As of 3/25/2026, funds for the 2025 Hometown Heroes program are exhausted. Florida’s Hometown Heroes Program is officially back for 2025! Funds […]
Gift Funds for Your Mortgage: What You Need to Know
Imagine telling your 5-year-old self how excited you are that someone is gifting you funds for a mortgage. 🤪 Gift funds are […]
Debt-to-Income Ratio (DTI)
Mortgage Terminology Breakdown: DTI Understanding Debt-to-Income Ratio (DTI) and how it effects your homebuying process: One of the key terms you’ll come […]
Getting a Mortgage After a Divorce
Many people hear that getting divorced will hurt their credit, but that belief isn’t entirely accurate. Let’s break this down into a […]
Florida Mortgage Costs: Income Allocation Explained
There’s Really No One-Size-Fits-All Answer – Here’s Why: The idea that a certain percentage of income should go toward your mortgage might […]
What are FHA Rehab Loans?
Need to Repair, Renovate, or Rebuild? Explore FHA 203(k) and FHA 203(h) Loan Options The FHA offers two types of rehabilitation loans for […]
What is Included in a Mortgage Payment?
They taught you how to understand X+Y in high school, but skipped on what’s included in a mortgage statement, huh? Same here. […]
How Student Loans Impact Mortgage Loan Approvals
With college graduates entering the workforce and rental rates rising across the country, many people are concerned about how their student loans […]
Mortgage Loan-Level Price Adjustment Comparison
LLPA Pricing Comparison Tool Date Published: April 2023 Loan-Level Price Adjustment is a pricing adjustment made to a mortgage loan based on […]