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Category: First-Time Home Buyer

Illustration of four smiling people dressed as everyday superheroes— a teacher, a healthcare worker, a police officer, and a soldier— each holding a house key in front of a home. Above them, the text reads “Florida Mortgage Firm” with a map of Florida incorporated into the logo. The background features a bright blue sky and a house with a yard, symbolizing homeownership support for community heroes.
July 11, 2025July 11, 2025First-Time Home Buyer

Florida’s Hometown Heroes Loan Program is expected back for 2025! 🙌

Florida’s Hometown Heroes Program is officially expected back for 2025! This program was created to help the people who serve our communities […]

Graphic showing a search bar with the query 'What is DTI?' and a definition card below it. The card defines 'debt-to-income' as a noun, meaning 'A financial ratio that compares an individual's total monthly debt payments to their gross monthly income.' At the bottom, the logo for Florida Mortgage Firm is displayed, along with an Equal Housing Opportunity logo and NMLS #289323
June 12, 2025June 30, 2025First-Time Home Buyer, Homebuyer Tips

Debt-to-Income Ratio (DTI)

Mortgage Terminology Breakdown: DTI Understanding Debt-to-Income Ratio (DTI) and how it effects your homebuying process: One of the key terms you’ll come […]

April 3, 2025June 19, 2025First-Time Home Buyer, Homebuyer Tips, Mortgage Process, Mortgage Tips

Florida Mortgage Costs: Income Allocation Explained

There’s Really No One-Size-Fits-All Answer – Here’s Why: The idea that a certain percentage of income should go toward your mortgage might […]

February 17, 2025June 19, 2025First-Time Home Buyer, Mortgage Tips

What is Included in a Mortgage Payment?

They taught you how to understand X+Y in high school, but skipped on what’s included in a mortgage statement, huh? Same here. […]

August 4, 2016May 20, 2025Closing Day, First-Time Home Buyer

First-Time Home Buyer Memorable Moment First-Time Home Buyer Memorable Moment #1,784: Ripping the FOR SALE sign out of your new front yard. […]

Florida Mortgage Firm
2216 S. Alexander St.
Plant City, FL 33563
Consumer Access: NMLS #289323
Accessibilty Statement
For informational purposes only. Services only available in Florida. This is not a commitment to lend or extend credit. All loans are subject to credit approval by the lender's underwriter. Other restrictions may apply.

     813-707-6200Info@FLMortgageFirm.com

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