Are There Really No-Cost Refinance Loans?
No, it’s a myth. I hear people tell me all the time how they were offered a “no-cost refinance” through their current lender, so […]
How To Beat Lender Overlays
Reason No. 3,982 The Florida Mortgage Firm is a realtor’s best friend.
To Escrow or Not To Escrow, That Is The Question
When preparing a refinance loan or purchase transaction, I often get asked, “Should I escrow my payments?” Many lenders encourage borrowers to […]
Mortgage Insurance and Tax Deductions
Save Money This Tax Season I bet you did not know this interesting tax-time tidbit: If you pay monthly mortgage insurance with […]
Keep Your Florida Property Taxes Low
Why You Should File A Homestead Exemption There are a several steps you can take to save money on things that concern […]
Seller-Paid Closing Costs
Any time you buy a home, you typically have two buckets of out-of-pocket expenses. The first one is down payment.
Low Home Appraisal, and How it Affects a Refinance
Did you hear about the house down the road that sold for next to nothing?
What is Freddie Mac?
“Freddie Mac” is an acronym for the Federal Home Loan Mortgage Corporation, which is a public government-sponsored enterprise (GSE). A common misconception […]
The Perfect Loan File
There is a common misconception that it is hard to get approved for a mortgage today. It is actually quite easy to […]
What are Mortgage Lender Overlays?
Ever heard of a “lender overlay”? If you’ve been told a loan isn’t possible due to certain guidelines, this might be why. […]