Acceptable Types of Assets for a Mortgage Loan
Anybody making a down payment on a home needs to know there are restrictions on how those funds can be obtained, as […]
Acceptable Types of Income for FHA Loans
Anyone who works in the financial sector has had a client or two who are quick to state how much money they […]
Mortgage Refinance: The Fact of Relativity
I hear people say not to refinance a home mortgage unless you lower your rate by at least 1%. This rule of […]
Removing Mortgage Insurance on FHA Loans
We get asked all the time, “How do I get rid of PMI?!” We just had a former client leave our office […]
Half-Priced HUD homes? Yes, they’re here!
Homes owned by the U.S. Department of Housing and Urban Development (HUD) are now eligible to people, who qualify, at a 50% […]
Are There Really No-Cost Refinance Loans?
No, it’s a myth. I hear people tell me all the time how they were offered a “no-cost refinance” through their current lender, so […]
How To Beat Lender Overlays
Reason No. 3,982 The Florida Mortgage Firm is a realtor’s best friend.
To Escrow or Not To Escrow, That Is The Question
When preparing a refinance loan or purchase transaction, I often get asked, “Should I escrow my payments?” Many lenders encourage borrowers to […]
Mortgage Insurance and Tax Deductions
Save Money This Tax Season I bet you did not know this interesting tax-time tidbit: If you pay monthly mortgage insurance with […]
Keep Your Florida Property Taxes Low
Why You Should File A Homestead Exemption There are a several steps you can take to save money on things that concern […]