“Congratulations! You’ve been pre-approved for a $200,000 mortgage to buy a house.” Many people receive a lot of junk mail that reads like the above paragraph, and it can get annoying. It doesn’t apply only to mortgages, though – car dealerships, credit card companies and more.
The three primary credit bureaus that establish your credit scores are TransUnion, Experian and Equifax. It is not uncommon for all three bureaus to have different scores.