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Category: Credit Tips

May 2, 2025June 30, 2025Credit Tips, Florida Mortgage Loan, Homebuyer Tips

Getting a Mortgage After a Divorce

Getting a mortgage after a divorce? There are a lot of common misconceptions surrounding this scenario.   Let’s break this down into […]

February 10, 2016June 20, 2025Credit Tips, Mortgage Tips

Myths About Credit Reports And Mortgages, part 2

My previous column detailed three common myths that I hear about credit reports and their effects on financing a home. Having worked […]

February 3, 2016June 20, 2025Credit Tips, Mortgage Tips

Myths about Credit Reports And Mortgages

Working in the mortgage industry, I hear a lot of myths floating around about credit reports. Here are some common ones I find […]

April 21, 2015June 20, 2025Credit Tips, Homebuyer Tips

Increase Credit Score With This Simple Trick

Whether you have great or subpar credit, this information applies to you. This simple trick, which we reveal in this article, can […]

April 10, 2015June 20, 2025Credit Tips, Homeowner Tips, Mortgage Tips

6 Reasons to Keep Your Credit Score High After Buying

It’s financially beneficial to have a high credit score when buying a home with a mortgage. But keeping that credit score high […]

February 9, 2015June 20, 2025Credit Tips

How To Remove A Tax Lien From Your Credit Report

A federal tax lien can remain indefinitely on your credit report. Fortunately, these liens can be withdrawn from it. According the Internal Revenue […]

December 8, 2014June 20, 2025Credit Tips, Homebuyer Tips

How Is My Credit Score Calculated?

How your credit score is calculated is like the secret formula for Coca-Cola — nobody really knows. However, FICO, a leading software […]

October 21, 2014June 20, 2025Credit Tips, Homebuyer Tips, Mortgage Tips

Boost Credit Score by Knowing Your Statement Date

Some credit-savvy consumers may already know that the lower their credit-card balances are comparative to their credit limits, the better their credit […]

October 16, 2014June 20, 2025Credit Tips, Mortgage Tips

Credit Score Myth Buster – Income

Did you know that your level of income is not a consideration for your credit score?  Many people think that your score […]

June 23, 2014June 20, 2025Credit Tips, Homebuyer Tips, Mortgage Tips

How To Read Confusing Credit Score Codes

If you’ve received a consumer copy of your credit report, or if you have received a letter from a creditor because you […]

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Florida Mortgage Firm
2216 S. Alexander St.
Plant City, FL 33563
Consumer Access: NMLS #289323
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For informational purposes only. Services only available in Florida. This is not a commitment to lend or extend credit. All loans are subject to credit approval by the lender's underwriter. Other restrictions may apply.

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