Young adult showing a large check labeled Gift Funds to unimpressed child version of himself, illustrating mortgage gift funds concept.

June 27, 2025July 22, 2025Homebuyer Tips

Gift Funds for Your Mortgage: What You Need to Know

Imagine telling your 5-year-old self how excited you are that someone is gifting you funds for a mortgage. 🤪 Gift funds are […]

June 12, 2025June 30, 2025First-Time Home Buyer, Homebuyer Tips

Debt-to-Income Ratio (DTI)

Mortgage Terminology Breakdown: DTI Understanding Debt-to-Income Ratio (DTI) and how it effects your homebuying process: One of the key terms you’ll come […]

May 2, 2025June 30, 2025Credit Tips, Florida Mortgage Loan, Homebuyer Tips

Getting a Mortgage After a Divorce

Getting a mortgage after a divorce? There are a lot of common misconceptions surrounding this scenario. Let’s break this down into […]

April 3, 2025June 19, 2025First-Time Home Buyer, Homebuyer Tips, Mortgage Process, Mortgage Tips

Florida Mortgage Costs: Income Allocation Explained

There’s Really No One-Size-Fits-All Answer – Here’s Why: The idea that a certain percentage of income should go toward your mortgage might […]

February 13, 2023June 19, 2025Homebuyer Tips

Comparing Modular, Mobile, and Manufactured Homes

Manufactured, mobile, and modular homes are all types of prefabricated housing. However, they each have their own distinct characteristics and construction methods. […]

November 23, 2022June 19, 2025Homebuyer Tips, Homeowner Tips

How Easements Affect Property Rights

It’s important to understand what an easement is in real estate, and even more so about any that are on a property […]

November 22, 2022June 19, 2025Homebuyer Tips

Will a 4-Point Inspection Save You Money?

Four-point inspections examine electrical, HVAC, plumbing, and roofing for homes and are generally inexpensive. Insurance underwriters typically require them for older homes. […]