Free Credit Reports from the Bureaus
The three primary credit bureaus that establish your credit scores are TransUnion, Experian and Equifax. It is not uncommon for all three […]
Category: Homebuyer Tips
Tips & Tricks to Boost Your Credit Score
Often, I hear people asking about tricks to boost their credit score. Here’s a simple one: Keep paying down your credit cards […]
Acceptable Types of Assets for a Mortgage Loan
Anybody making a down payment on a home needs to know there are restrictions on how those funds can be obtained, as […]
Acceptable Types of Income for FHA Loans
Anyone who works in the financial sector has had a client or two who are quick to state how much money they […]
Half-Priced HUD homes? Yes, they’re here!
Homes owned by the U.S. Department of Housing and Urban Development (HUD) are now eligible to people, who qualify, at a 50% […]
How To Beat Lender Overlays
Reason No. 3,982 The Florida Mortgage Firm is a realtor’s best friend.
To Escrow or Not To Escrow, That Is The Question
When preparing a refinance loan or purchase transaction, I often get asked, “Should I escrow my payments?” Many lenders encourage borrowers to […]
Mortgage Insurance and Tax Deductions
Save Money This Tax Season I bet you did not know this interesting tax-time tidbit: If you pay monthly mortgage insurance with […]
What is Freddie Mac?
“Freddie Mac” is an acronym for the Federal Home Loan Mortgage Corporation, which is a public government-sponsored enterprise (GSE). A common misconception […]
The Perfect Loan File
There is a common misconception that it is hard to get approved for a mortgage today. It is actually quite easy to […]