First-time
Homebuyer?
Buying your first home is an exciting time! We will be here to answer any questions you have along the way, and make this process as seamless as possible.
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How It Works
Pre-Qualification or Pre-Approval:
Getting pre-qualified or pre-approved shows sellers you’re serious and gives you a clear picture of what you can comfortably afford. The best part? It only takes a few minutes and is completely online.
Find a Home:
Now that you have a clear idea of your budget, it’s time to start your home search! Having a clear budget helps makes the process feel much more manageable and keeps your search focused.
Underwriting:
Once you’ve found a home, your offer is accepted, and you’re officially under contract, your loan moves into underwriting. An underwriter is the person who reviews all your financial details to make sure everything lines up your income, credit, assets, even the property.
Processing:
In processing, you’ll be paired with a processor from our team to review any conditions from underwriting and work with you to clear those conditions. This means gathering any additional documents or information needed to move things along.
Clear to Close:
Once all conditions are reviewed and approved, the underwriter issues a Clear to Close, also known as final approval. On closing day, you’ll sign the final paperwork, your loan will be funded, and just like that—you’re officially a homeowner.
