Florida Hometown Heroes: Get Up to $35K for a Home

A retro video rental store shelf displays brightly colored VHS tapes labeled “DOWN PAYMENT HELP,” “$35,000,” and “HOMEOWNERSHIP.” A cartoon hand reaches for the final tape, but a bold red sign appears reading “SOLD OUT,” signaling that the opportunity is gone.

The Florida Hometown Heroes Program will officially have funding available on August 18th, 2025!

We have given you an overview of the program HERE, and you can check to see if your occupation is eligible to receive funds HERE.

But Here’s the Catch: Funding is Limited. Really Limited.

Think back to walking into Blockbuster on a Friday night — you had your heart set on the newest release…
But when you got to the shelf, it was already gone. That’s what this is like.

Once Hometown Heroes funds are claimed, they’re gone.

And unlike a Blockbuster rental, they don’t come back in 3 days — and the program isn’t guaranteed to be renewed next year.

 

So, how do you make sure you get access to the funds?

You cannot reserve Hometown Heroes funds until:

  1. You are pre-approved for a loan
  1. You are under contract for a home
  1. The program has officially launched

Luckily, you can get numbers 1 and 2 done now, so when the funds are released, you are first in line.

 

We’ve been doing this since Blockbuster was open (not really)

At Florida Mortgage Firm, we’ve been helping home buyers close Hometown Heroes loans since the program first launched in 2022.

It’s important to work with a loan officer who knows the ins and outs of the program, so you feel confident and prepared every step of the way.

 

Ready to Find Out If You Qualify?  

Click below to answer a few quick questions — a licensed loan officer will reach out to walk you through the next steps.