What is a VA loan?

VA home loans are provided by private lenders, where the VA guarantees a portion of the loan. This enables a lender to provide you with more favorable terms.

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VA loans obviously require either current military experience, or prior service with an honorable discharge.

A great perk of this loan is that it allows for the seller to pay most closing costs for the buyer. Most of our VA purchase loans end up with the buyer having little money into the deal, and that is about it.

These loans do not require monthly mortgage insurance, and the rates are excellent. VA rates are typically as good as, if not better than, most conventional rates since the lender has a guarantee in place from the government that the loan will perform.

Make sure to watch the short video on this page and learn the truth about VA mortgage rates and terms from various lending channels. And if you already have a VA loan, ask us about the VA Streamline refinance loan.

For additional information, please visit the United States Department of Veteran Affairs at http://www.benefits.va.gov/homeloans/.

Getting approved for a VA loan is simple and fast.

What others are saying about Florida's Premier Mortgage Brokerage​
“Best closing we ever had! Thank you so much for helping us with a smooth refinance into a VA loan with a lower rate. We are saving $300 a month. Everyone at Florida Mortgage Firm was professional, friendly and efficient. We will definitely recommend to our family and friends.”