Free Credit Reports from the Bureaus
The three primary credit bureaus that establish your credit scores are TransUnion, Experian and Equifax. It is not uncommon for all three […]
Don’t Pay For Those Mailed Marketing Services
After purchasing a home, your mailbox can quickly fill up with offers and solicitations from companies eager to sell products or services. […]
Tips & Tricks to Boost Your Credit Score
Often, I hear people asking about tricks to boost their credit score. Here’s a simple one: Keep paying down your credit cards […]
Acceptable Types of Assets for a Mortgage Loan
Anybody making a down payment on a home needs to know there are restrictions on how those funds can be obtained, as […]
Acceptable Types of Income for FHA Loans
Anyone who works in the financial sector has had a client or two who are quick to state how much money they […]
Mortgage Refinance: The Fact of Relativity
I hear people say not to refinance a home mortgage unless you lower your rate by at least 1%. This rule of […]
Removing Mortgage Insurance on FHA Loans
We get asked all the time, “How do I get rid of PMI?!” We just had a former client leave our office […]
Half-Priced HUD homes? Yes, they’re here!
Homes owned by the U.S. Department of Housing and Urban Development (HUD) are now eligible to people, who qualify, at a 50% […]
Are There Really No-Cost Refinance Loans?
No, it’s a myth. I hear people tell me all the time how they were offered a “no-cost refinance” through their current lender, so […]
How To Beat Lender Overlays
Reason No. 3,982 The Florida Mortgage Firm is a realtor’s best friend.