Understanding Your Mortgage

We strongly recommend you familiarize yourself with common facts related to the mortgage industry. If you ever have any questions about the things listed below, please feel free to consult us. After all, we’re here to serve you.

  • Amortization and the benefits of early, extra payments
  • Credit Score
  • Debt-to-income ratio
  • Interest Rate vs. APR
  • Paying Points
  • Seller-Paid Closing Costs
  • What’s in a monthly payment?

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